Caroline is a finance attorney in every sense of the word. Given her vast experience with many different types of financing transactions, Caroline's clients seek her guidance in every stage of a transaction, from the brainstorming of deal terms to the post closing asset management. Her keen sense of understanding a client's business concerns is what makes her a trusted advisor. As a result, she is called upon to represent large, complex transactions as well as to offer guidance to remedy troubled assets.

National Counsel To Lenders

Her representation involves assets in every state, having represented every type of lender from large national banks and life insurance companies to small private lenders and conduit lenders. She also works with borrowers in acquisitions and dispositions as well as all of their financing needs. The types of transactions for both lenders and borrowers cover the entire spectrum from straight mortgage and construction loans, CMBS loans, Fannie Mae and Freddie Mac loans, and mezzanine loans to lines of credit, syndicated loans, and sale-leaseback transactions. Such transactions involve the full spectrum of property including office buildings, multi-family, hospitality, retail, mobile home parks, hospitals, and raw land.

Full Service Attorney To Clients

In addition to representing her clients in the origination of transactions, Caroline also engages in asset management work. Not every loan goes as smoothly as planned, so a portion of Caroline's work involves loan modifications and restructures, forbearances, discounted payoffs, and settlements along with enforcement of remedies.

As lenders have been expanding their practice from traditional financing, Caroline has also expanded her practice. She represents clients in the selling and purchasing of loans, both individual notes along with portfolios, including an analysis of all of the due diligence and existing financing documents. She also represents clients in financing affordable housing, wind, and solar projects. 


  • Represented one of the largest U.S. national banks in connection with an approximately $53 million mortgage loan to a large retail shopping center. The collateral was tenanted with small and multiple large, national tenants and subject to a ground lease with the municipality.

  • Represented a regional bank in connection with four mortgage loans to four affiliated borrowers secured by multiple hospitals and medical office buildings along with four revolving lines of credit to the operators of the properties and negotiated with eight separate participating lenders.

  • Represented a large national bank in connection with the restructure of a $100 million A/B loan to multiple borrowers and secured by both multiple office buildings along with membership interests in affiliated entities. In addition to the multiple collateral issues, representation included negotiation of the syndication of the loan with various lenders.

  • Represented a large national bank to strategize regarding a $75 million defaulted loan which ultimately resulted in the documentation and negotiation of a forbearance and subsequent discounted payoff and settlement for a large industrial property.

  • Represented a non-profit corporation in the formation of a loan program to fund federally granted funds for predevelopment loans for affordable housing projects including creation of form loan documents and funding and closing multiple loans upon formation of the program.

  • Represented a large public company in the acquisition of a portion of the membership interests in an existing entity in order to acquire control of a large shopping center in Hawaii, along with the assumption of the loan then encumbering such shopping center.

  • Represented a client as co-counsel in connection with the financing in the amount of approximately $350 million for a large wind energy project subject to more than 235 wind farm leasehold interests in Central California.

  • Represented a client in connection with the refinance of a loan secured by a hotel along with the purchase of its partner's membership interests in the joint venture and the restructure and consolidation of multiple junior loans securing the property.



Speaking Engagements


Awards & Affiliations

Honors & Recognitions

Los Angeles Times B2B CRE Visionary, 2024

Winner of Connect Commercial Real Estate's "Lawyers in Real Estate Award", 2022

Best Lawyers, Real Estate Law, 2021-2024

Southern California Super Lawyers, 2013-2024

Super Lawyers Women's Edition, 2015-2024

GlobeSt. Real Estate Forum's 2020 Rainmaker in Debt & Equity Finance Influencers

Century City Chamber of Commerce Women of Achievement, 2012

Southern California Super Lawyers Rising Stars, 2007-2008; 2011-2012

Real Estate Southern California Women of Influence, 2007 & 2008

Outstanding Young Lawyer from the Los Angeles County Bar Association, 2007

Professional Affiliations

Los Angeles County Bar Association

Los Angeles County Bar Association, Real Property Section, Chair (2017)

Benjamin S. Crocker Symposium, Planning Committee Member,

Los Angeles County Bar Association, Finance Section, Former Chair

American College of Mortgage Attorneys (ACMA)

Bar & Court Admissions

  • State Bar of California
  • State Bar of Arizona (inactive)


J.D., Ohio State University Michael E. Moritz College of Law, 1998

B.S., University of Arizona, 1995, cum laude

at Cox Castle

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